Standard commercial policies typically include coverage for physical loss or damage to the insured premises and other business property resulting from looting, vandalism, and riots. Although the information below serves as an overview, policyholders are strongly encouraged to read the terms of the policy purchased, as terms and definitions can vary from one policy to another. To help California business owners understand some of the key insurance issues relating to civil unrest, the information provided below is intended to present a general overview of relevant insurance coverages and some important tips to consider.
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